Tag Archives: life insurance

The Five Biggest Factors that Raise Life Insurance Rates

Posted on March 8, 2010 by Author

Your life insurance rates can be affected by many different factors. From your age and weight to your occupation, your life insurance rates directly mirror you and your lifestyle. Life insurance companies use a series of factors when considering your … Continue reading →

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The Impact of Smoking on Life Insurance Rates

Posted on March 4, 2010 by Author

We all know the health hazards of smoking, but many of us still smoke anyway. Whether you are unable to kick the habit or if you simply enjoy smoking, one’s thing for certain: smoking can greatly affect your life insurance … Continue reading →

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Alcohol Use and Life Insurance Premiums

Posted on February 23, 2010 by Author

How do life insurance companies view alcohol use? How much alcohol use is deemed to be alcohol abuse? For those individuals who occasionally enjoy alcoholic beverages, life insurance premiums will not likely be affected. However, heavy alcohol use can have … Continue reading →

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How Much Life Insurance do I Really Need?

Posted on February 18, 2010 by Author

It seems as if every time we get life insurance we are told that we don’t have enough. We all certainly want comprehensive life insurance to protect our family financially in the event of our death; however, how much is … Continue reading →

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Life Insurance Premiums: How to Pay when Money is Tight

Posted on February 15, 2010 by Author

We all know that life insurance is incredibly important, as it will be there to protect our family financially in the event of our death. However, what do you do when you know that life insurance is the right thing … Continue reading →

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Shopping for a Life Insurance Agent: what you need to Know

Posted on January 19, 2010 by Author

Shopping for a life insurance agent may not be an easy task. After all, you are looking for a trusted individual who has plenty of experience and a proven track record of client satisfaction. It is because of these factors … Continue reading →

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Your Common Life Insurance Questions Answered

Posted on January 11, 2010 by Author

Life insurance is a frequently misunderstood type of insurance. Although most of us realize that we need life insurance, many of us don’t know where to turn to get the best coverage at the best price. Don’t let the unknown … Continue reading →

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Understanding your Life Insurance Policy’s Terms and Exclusions

Posted on January 5, 2010 by Author

A comprehensive life insurance policy is crucial for the protection of your family in the event of your death. However, not all insurance policies are created equal, so it is up to you to understand the terms, conditions and exclusions … Continue reading →

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Start the New Year off Right: Review your Insurance Policies

Posted on December 31, 2009 by Author

What better time to review your insurance policies than at the beginning of the New Year? Reviewing your financial health and security is an important annual step to take. It is a great way to revisit your needs, wants and … Continue reading →

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How to Distinguish Between Life Insurance Policies

Posted on December 18, 2009 by Author

We all know the importance of life insurance, but after that it often gets a bit muddled. The first step in taking out a comprehensive life insurance policy involves educating yourself on the different types of life insurance that is … Continue reading →

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