Tag Archives: life insurance policy

The Importance of Life Insurance for your Business

Posted on June 21, 2010 by Author

Most of us think about life insurance for personal reasons. We want adequate life insurance policies to protect our families and loved ones in the even of our death, and rightly so. However, have you considered the importance of life … Continue reading →

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How Cause of Death Affects Life Insurance Benefits

Posted on May 19, 2010 by Author

If you have a life insurance policy and you die from the complications of a medical condition or natural causes, it’s a pretty cut and dry case. Benefits will typically be paid to your beneficiaries as quickly as the death … Continue reading →

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No Medical Exam Life Insurance: Is This the Right Choice for You?

Posted on April 8, 2010 by Author

For the longest time, those who wanted a life insurance policy had to endure medical exams that could easily result in higher rates or even flat-out denial because of existing health conditions that could easily impact their lifespan. For many … Continue reading →

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Borrowing From Your Life Insurance Policy

Posted on April 6, 2010 by Author

When you’re facing a terrible financial crisis or some kind of emergency, often the cash you need to handle the situation just isn’t readily available to you. However, if you happen to be the owner of whole life or permanent … Continue reading →

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Buying Life Insurance on a Budget: what you Need to Know

Posted on March 10, 2010 by Author

You know you need life insurance, but your budget is near its breaking point. What do you do? The answer is simple: you owe it your loved ones to find the money in your budget to purchase life insurance. However, … Continue reading →

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Q and A: Choosing a Beneficiary for your Life Insurance Policy

Posted on March 1, 2010 by Author

A comprehensive life insurance policy should have a chosen beneficiary. However, many individuals are unsure of the purpose of a beneficiary and the role your beneficiary plays in your life insurance policy. Q: What is a beneficiary on a life … Continue reading →

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Alcohol Use and Life Insurance Premiums

Posted on February 23, 2010 by Author

How do life insurance companies view alcohol use? How much alcohol use is deemed to be alcohol abuse? For those individuals who occasionally enjoy alcoholic beverages, life insurance premiums will not likely be affected. However, heavy alcohol use can have … Continue reading →

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Understanding your Life Insurance Policy’s Terms and Exclusions

Posted on January 5, 2010 by Author

A comprehensive life insurance policy is crucial for the protection of your family in the event of your death. However, not all insurance policies are created equal, so it is up to you to understand the terms, conditions and exclusions … Continue reading →

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Why your High Cholesterol Levels Affect your Life Insurance Rates

Posted on December 3, 2009 by Author

Your ability to obtain a great life insurance policy, at a competitive rate, is dependent upon many things, including your cholesterol levels! Besides your age, your weight and your overall level of health, there are many things that can’t be … Continue reading →

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How to Choose the Best Life Insurance Policy

Posted on November 30, 2009 by Author

Choosing life insurance should be a multi-step process. Your ability to obtain the best insurance, at the most competitive rates, involves hard work on your part. Although most people don’t give life insurance too much of their time – after … Continue reading →

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