Category Archives: Life Insurance

Are your Hobbies Jeopardizing your Life Insurance Rates?

There are many things that affect life insurance rates, such as your health and your age. However, did you also know that your lifestyle can greatly affect your life insurance rates? In particular, did you know that your hobbies can … Continue reading

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Buying Life Insurance on a Budget: what you Need to Know

You know you need life insurance, but your budget is near its breaking point. What do you do? The answer is simple: you owe it your loved ones to find the money in your budget to purchase life insurance. However, … Continue reading

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The Five Biggest Factors that Raise Life Insurance Rates

Your life insurance rates can be affected by many different factors. From your age and weight to your occupation, your life insurance rates directly mirror you and your lifestyle. Life insurance companies use a series of factors when considering your … Continue reading

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The Impact of Smoking on Life Insurance Rates

We all know the health hazards of smoking, but many of us still smoke anyway. Whether you are unable to kick the habit or if you simply enjoy smoking, one’s thing for certain: smoking can greatly affect your life insurance … Continue reading

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Q and A: Choosing a Beneficiary for your Life Insurance Policy

A comprehensive life insurance policy should have a chosen beneficiary. However, many individuals are unsure of the purpose of a beneficiary and the role your beneficiary plays in your life insurance policy. Q: What is a beneficiary on a life … Continue reading

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Alcohol Use and Life Insurance Premiums

How do life insurance companies view alcohol use? How much alcohol use is deemed to be alcohol abuse? For those individuals who occasionally enjoy alcoholic beverages, life insurance premiums will not likely be affected. However, heavy alcohol use can have … Continue reading

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How Much Life Insurance do I Really Need?

It seems as if every time we get life insurance we are told that we don’t have enough. We all certainly want comprehensive life insurance to protect our family financially in the event of our death; however, how much is … Continue reading

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Life Insurance Premiums: How to Pay when Money is Tight

We all know that life insurance is incredibly important, as it will be there to protect our family financially in the event of our death. However, what do you do when you know that life insurance is the right thing … Continue reading

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Shopping for a Life Insurance Agent: what you need to Know

Shopping for a life insurance agent may not be an easy task. After all, you are looking for a trusted individual who has plenty of experience and a proven track record of client satisfaction. It is because of these factors … Continue reading

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Your Common Life Insurance Questions Answered

Life insurance is a frequently misunderstood type of insurance. Although most of us realize that we need life insurance, many of us don’t know where to turn to get the best coverage at the best price. Don’t let the unknown … Continue reading

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