Category Archives: Life Insurance

Whole Life Insurance: What to do About a Lapsed Policy

At some point in your life, things were going great, financially, so you got yourself in on a life insurance policy. You paid the premiums for a long time, then, life, as it tends to do, happened. You found yourself … Continue reading

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Car Insurance for Newly Licensed Teen Drivers

It is a proud day in the life of a teenager, having learned to drive a car and successfully passed the licensing examination. Now, they will have more freedom. It is a step to becoming an adult. Most parents feel … Continue reading

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Life Insurance and Being Overweight

There is no doubt that a number of health conditions can make it difficult to obtain life insurance. Sometimes the consumer winds up paying more just to secure the same coverage as a healthy person or they find themselves getting … Continue reading

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Types of Permanent Life Insurance Explained

For some people, especially those with no dependents and few late-in-life worries or debts, term life insurance is a good choice. It expires after a set period of time. Their out the money spent, but hey, it was there, just … Continue reading

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Life Insurance and Tobacco Use

If you use tobacco products of any kind, you can expect to pay a higher life insurance rate than non-users. Life insurance companies understand the difficulties that tobacco users face with their addiction. It’s not a habit you can break … Continue reading

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Insuring Your Child’s Life: Right or Wrong?

It’s been a conversation of controversy for many years. Should you or should you not insure the life of your child? Some people see it as morally reprehensible; like you have bad motives and it makes you a horrible parent. … Continue reading

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No Medical Exam Life Insurance: Is This the Right Choice for You?

For the longest time, those who wanted a life insurance policy had to endure medical exams that could easily result in higher rates or even flat-out denial because of existing health conditions that could easily impact their lifespan. For many … Continue reading

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Borrowing From Your Life Insurance Policy

When you’re facing a terrible financial crisis or some kind of emergency, often the cash you need to handle the situation just isn’t readily available to you. However, if you happen to be the owner of whole life or permanent … Continue reading

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Attention Alcohol Consumers: Imbibing Could Have an Impact on Life Insurance Rates

It’s pretty much a given that if you’re more than a social drinker, someone who maybe likes to party and drink a little more than you should, that it could have an impact on your health and your health insurance. … Continue reading

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Term or Whole Life: Which Life Insurance Policy is Best for You?

We’re all going to die someday. It’s a fact of life. Maybe not one we all care to spend our days thinking about, but still, it’s a good idea to give it some thought and be prepared. Life Insurance is … Continue reading

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