Category Archives: Home Insurance

What Qualifies for Coverage Under a Standard Home Insurance Policy?

If you’ve carefully read the fine print of your home insurance policy, then you should be well aware of the fact that not all damages are covered by your provider.  In fact, nearly all home insurance contracts include a specific … Continue reading

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Safe Guard Your Home’s Structure with Added Home Insurance Protection

Even if you already carry basic home owner’s insurance, you still need to consistently re-evaluate and alter your plan as your lifestyle and needs change.  Specifically, if you are noticing various foundational issues with your current or soon-to-be new home, … Continue reading

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Are Your Personal Home Owners Risks Driving Up Your Insurance Rates?

As nearly every homeowner is hoping to reduce their spending amidst the recession, experts are encouraging homeowners to reevaluate their home insurance policy.  Specifically, in reevaluating your home insurance policy, you can determine whether or not you are paying for … Continue reading

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Do You Need Home Owner’s Insurance for Your Mobile Home?

While traditional home insurance policies help to provide families and individual property owners with greater protection from financial loss and harm, individuals who own non-traditional residences can also gain advantages from home insurance packages.  Specifically, individuals who own mobile homes … Continue reading

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Don’t Drown with Unreliable Home Insurance Water Damage Exclusions

As each home owner has the power to adjust his or her home owner’s insurance coverage features, individuals who are prone to specific types of water damage must actively evaluate the terms of protection in their specific plans. Additionally, as … Continue reading

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Cut Down on Home Insurance Costs with Added Security System Protection

While implementing a security system to protect your home will certainly provide you and your loved one’s with added assurance and comfort, the choice to install a home security system could also save you money on your home insurance policy. … Continue reading

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Do You Need Extra Home Insurance Coverage for Your Unique Valuables?

Do you possess unique and antique coin collections, one of a kind art pieces, sparkling pieces of jewelry or other rare valuables?  If so, find out if your home insurance policy offers coverage for these pricier fixtures. Without extensive coverage, … Continue reading

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How Will College Impact Your Home and Auto Insurance Policies?

While sending one’s children off to college can certainly take its emotional toll, packing up your son or daughter’s belongings for their new dorm room can impact your home and auto insurance policies as well! The Auto Insurance Costs of … Continue reading

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Home Insurance News: Choosing Between Cash Value or Actual Replacement Coverage

When establishing the terms of agreement for your home insurance policy, your provider will allow you to take advantage of actual cash value or actual replacement coverage.  To find out which option is the most cost effective choice, evaluate the … Continue reading

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Which Plan Do You Need for Your Home Insurance Coverage? Understanding HO-1, HO-2, and HO-3 Policies

While nearly every home owner invests in a basic home insurance policy, known as an HO-1 plan, homeowners can extend their basic insurance packages in order to broaden their terms of coverage.  Known as HO-2 and HO-3 plans, these home … Continue reading

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