Category Archives: Home Insurance

Mold and your Homeowners Insurance: What you need to Know

Mold – in particular, the highly unhealthy black mold variety – can be more than a nuisance in your home.  An infestation of black mold in your home can cause serious health issues and even death; which is why you … Continue reading

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Factors that may Determine your Homeowners Insurance Rates

Homeowners insurance rates are affected by multiple factors, many of which we may not be aware of. It isn’t uncommon, for example, to have very different homeowner’s insurance costs for two very similar homes. The following factors that may influence … Continue reading

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Homeowners Insurance: What’s Covered and What’s not

Homeowner’s insurance policies are often a bit tricky to read and understand. There are some pretty bizarre things that are covered under a homeowner’s insurance policy, while other events that you might assume are covered are not. This is why … Continue reading

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How to Lower the Cost of Homeownership through Lower Homeowners Insurance Rates

New homeowners often fail to take into account the cost of homeownership when budgeting for a home. In particular, new homeowners think to budget for the cost of their mortgage, yet fail to consider how the cost of their homeowner’s … Continue reading

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Home Owners Insurance Deciphered

Home owners insurance can be a bit confusing for new homeowners. We all hear the horror stories: home owners not taking out enough coverage or the right kind of coverage and then not being protected when their house burns to … Continue reading

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Easy Ways to Save Money on your Homeowners Insurance

How can you save on homeowner’s insurance? Perhaps the better question is: how can’t you save on homeowner’s insurance? The bottom line is that you should be paying the most competitive prices for homeowner’s insurance and, if you’re not, then … Continue reading

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Increase your Home’s Security and Save

How secure is your home? If you don’t have an answer to this question, then it probably isn’t secure enough! Many times, your homeowner’s insurance premiums can be lowered if you increase your home’s security. Therefore, it only makes sense … Continue reading

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Water Damage: How to Increase Your Coverage Benefits to Avoid Drowning in Repair Costs

If your home has fallen victim to the incredibly damaging effects of water or interior flooding, utilize the expert recommended tips and steps to avoid drowning in the costs for home repair. Step 1 – Assess the Damage The first … Continue reading

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Are Your Home Insurance Rates Too High?

Have you ever been suspicious of the cost of your home insurance coverage?  According to The National Association of Insurance Commissioners and The Dallas News, individuals in states select states may be paying hundreds to thousands of dollars more than … Continue reading

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Find Out Why Your Home Insurance Provider May Refuse to Continue Benefits

Unfortunately, while all potential home buyers are almost always legally required to carry an up to date home insurance policy, some home owners ultimately find themselves without coverage once they begin paying their mortgage.  To avoid losing your home insurance … Continue reading

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