As always, where there is a mandate or cause that makes the American people vulnerable, there are some snakes lurking in the shadows, waiting to slither in and take advantage of that vulnerability.
Such is the case with the new healthcare bill coming into effect thanks to the Obama Administration. While this new healthcare plan has both its good points and bad points, the last thing any of us need on top of that is some shady salesman knocking on the door, offering a deal that sounds too good to pass up and finding ourselves up the creek in the long run.
The Scoop
President Obama’s healthcare plan, one in effect, will require all Americans to carry some form of medical insurance, whether it be through government help or through employer or private pay. While it may seem somewhat inconvenient for some, this law guaranties medical coverage for all Americans, which has been sadly lacking for years, and will ring some major changes in insurance itself, such as the inclusion of preexisting conditions. Unfortunately, the elderly and the currently uninsured are the most vulnerable at this point and have become the targeted prey of lowly insurance scammers.
These con artists are already at work, creating bogus insurance plans to fool the most vulnerable people out of their money. These scams are popping up in the form of insurance plans that are said to be created as a result of the new healthcare. They sound enticing, with all the right wording and offers, but are sadly lacking and will leave the consumer empty handed.
Be on the Lookout
The government is already issuing alerts waring consumers to beware of scams that are popping up. It’s hard to always tell a scam from the real thing, but remember, if it sounds too good to be true, it most likely is. The new healthcare law might be bringing some changes to insurance policies, however, it doe not facilitate a need for complete rewrites of policies. Be on the lookout for those claiming the plan is a result of, or necessary because, the new law. Also listen for plans claiming limited enrollment periods. Reputable insurance does not have a buy it now or else provision. As for benefits, there will be improvements with the new law, but they’re not likely to be huge changes from what we have now, at least not enough to change the polices.
Don’t be afraid to talk to these schisters. Be aware and take note of what they are saying. Do not get reeled in though, and if you do suspect a scam, be sure to feign enough interest to get information to contact the person and then report them to your state’s attorney general. These people can not be allowed to get away with using the healthcare law for their ill-gotten gains!
