If you’re in the market for a new car, there are a few things you might want to consider when making your purchase that could equal excellent discounts on your auto insurance. Most insurance companies will take your safety and security features into consideration and cut you a break on those factors, adding up to a good amount in savings.
Security
If you own or purchase an older car, you probably won’t be as eligible for discounts on safety features, as an older car may not have all the same features as newer cars, if any at all. However, security features are often on many cars or can be added, so the age of you car might not make a difference in your eligibility for security feature discounts.
Anti-theft systems are an excellent idea. Often standard on newer cars, you can also order one and have it installed by the factory. It makes the car harder to steal and much easier to recover if a theft does occur. Of course, in lieu of this, you can buy yourself an anti theft device that is not necessarily a permanent part of the car. Any security system is a good idea to save your car and your money in the long run. However, talk to your insurance company. Some offer a discount for using any kind of security device and others only offer savings on those that are factory installed. Other safety features may also qualify for a rebate, so check with both your insurance company and auto-dealer when purchasing your new car.
Safety
To qualify for an auto insurance discount, safety features must either come standard on the car or be factory installed. either way, safety features can bring you tons of savings and could also save the lives of both yourself and your loved ones. The insurance companies can afford to give you discounts because safety features protect drivers and passengers, lowering the amounts paid out on claims.
Which safety features can save you money?
Airbags – front driver and passenger side, side curtain, and even the airbags that are now often installed for the back seats.
Other important safety features that could save your life and gain you some great discounts include automatic seat belts, ant-lock braking systems and child safety locks.
Of course, you individual insurance carrier might discounts for additional features, so check into it and purchase the car that best optimizes your security, safety and savings.
