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If you are one of those individuals who think travel insurance is a waste of time then you may want to read the rest of this article.

Travel insurance, in short, protects your investment. After all, losing all of your deposits and your airline tickets because you didn’t plan ahead and purchase travel insurance doesn’t feel too great.

If you think travel insurance is only for destinations where natural disasters may strike, think again. Here are some worst-case scenarios in which travel insurance may save you a bundle:

1. You’re packed and ready to go on a wonderful family vacation to Disney World, and the night before you’re due to leave your son walks into your bedroom with a red-hot forehead and a serious case of chickenpox. Traveling and vacationing are clearly out of the question, and you have four, non-refundable plane tickets to Orlando. If you have adequate, comprehensive travel insurance, fear not. Simply report the claim and re-book the trip for a time when chickenpox isn’t running rampant in your household.
2. You’ve booked a relaxing cruise and the flight to your port is delayed for hours because of a terrible storm. As a result, you miss your cruise departure. Without travel insurance, you can kiss your cruise good-bye, along with all of the money you shelled out to book it. However, comprehensive travel insurance will refund your money so that you can re-book your cruise.
3. Your tropical vacation is put on hold because of a hurricane blowing through the Atlantic. There’s no way you’re getting anywhere near the island anytime soon, so what do you do with airline tickets and hotel deposits? Well, if you have adequate travel insurance you can be reimbursed for all of your lost expenses so that you can plan for another tropical vacation - minus the hurricane.
4. You’ve finally embarked upon your European holiday only to have your pocketbook - with your passport and wallet in it - stolen while you are out of the country. Comprehensive travel insurance often comes with emergency service, which includes expediting a passport replacement and providing you with much-need cash so you can resume your vacation.

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Tags: comprehensive travel insurance, losing airline tickets, non-refundable plane ticket, purchase travel insurance, reimbursed for lost expenses, travel insurance

This entry was posted on Monday, December 14th, 2009 at 7:17 pm and is filed under Travel Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.