How secure is your home? If you don’t have an answer to this question, then it probably isn’t secure enough!
Many times, your homeowner’s insurance premiums can be lowered if you increase your home’s security. Therefore, it only makes sense to increase your home’s security so that you can protect your family and your belongings and, at the same time, lower your homeowner’s insurance premiums.
From deadbolts to security systems, increasing your home’s security is the smart thing to do. Although the exact amount will differ, the fact of the matter is that most – if not all – homeowner’s insurance companies will offer discounts if you increase your home’s security.
Ideas for Increasing your Home’s Security and Safety:
- Deadbolts - Easy to install and generally inexpensive to purchase, deadbolts are your home’s first line of defense against intruders. It is best to install deadbolts on all of your home’s exterior doors.
- Motion-Sensing Outdoor Lighting – Motion-sensing outdoor lighting is incredibly practical and can add another layer of security and safety to your home. Consider installing motion-sensing lighting near dark spots around your home and at each point of entry.
- Carbon monoxide and smoke detectors – Both carbon monoxide and smoke detectors are inexpensive and easy to mount throughout your home, but both could easily save your life. Consider installing a carbon monoxide detector and smoke detector on each floor of your home.
- Home Security Systems – Having a home security system installed is one great way to add safety and security to your home. It is also a great way to cut your homeowner’s insurance premiums by as much as 20 percent. An installed security system with monitoring service can save you even more.
As you can see, it is not hard to increase your home’s security and safety. Plus, the savings on your homeowner’s insurance premiums often offset the cost of installing security and safety items! Home security should be one of the first things you think about when moving into a new home, and should be revisited at least every year to determine if you, your family and your home is adequately protected.
