Monthly Archives: June 2009

Homeowners Insurance and Neighbor Liability

Posted on June 16, 2009 by Author

When your tree falls does your neighbor hear it?  Most certainly if it falls on his property and damages the home, auto, or other personal property.  But the question is, if a tree rooted in your property falls onto someone … Continue reading →

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SOA Voices Opinions On Health Care Reform

Posted on June 15, 2009 by Author

The Society of Actuaries (SOA) have published a collection of essays from top actuaries about how American health insurance reform can best be done.  Actuaries are the seemingly unseen math geniuses who aid insurance companies by creating comprehensive risk reports, … Continue reading →

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Legislation That Could Increase Insurance Costs

Posted on June 12, 2009 by Author

One big question that many people have is how insurance companies calculate their premium charges.  Insurance companies base it on a number of statistical and actuarial factors, including total income from premiums and investment returns.  But a large part of … Continue reading →

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Why You Need Short Term Disability Insurance

Posted on June 11, 2009 by Author

Everyone by now has been exposed to the duck selling disability insurance on T.V.  But the message is clear: how will you pay for important bills such as rent, mortgage, utilities, groceries, etc., if you are hurt and unable to … Continue reading →

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How Much Life Insurance Do You Need?

Posted on June 10, 2009 by Author

Life insurance is such an enigma to most people.  They know they need it to help prevent financial devastation to loved ones, but they don’t always know how much or what type of life insurance plan they require.  But with … Continue reading →

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Tackling the Auto Deductible Issue

Posted on June 10, 2009 by Author

Auto insurance is required of car owners in most states.  And anyone with an outstanding loan on a vehicle will be required by their lienholder to purchase full-coverage auto insurance, including collision, comprehensive, and liability.  But the good news is … Continue reading →

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Why Travel Insurance Is Important For Seniors

Posted on June 8, 2009 by Author

Our retirement years are the proverbial golden years.  Most people, after a lifetime of school and work, enjoy the freedom that retirement offers to travel and see the world.  But traveling as a senior citizen can present some tricky difficulties … Continue reading →

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Insurance 101 – Unraveling The Insurance Mystery

Posted on June 5, 2009 by Author

Insurance.  We all know we need it.  We need it for our homes.  Our cars.  Our health.  But we don’t all know what it’s all about.  Therefore, it is our pleasure to put into simple language and terms what insurance … Continue reading →

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Why You Should Update Your Homeowners Policy

Posted on June 4, 2009 by Author

Your home is not just your castle, it is also a long-term investment that needs to be protected in case of financial loss.  Your homeowners insurance policy is there as a safeguard against financial loss due to theft, burglary, weather … Continue reading →

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When Buying a Car do you Really Need Gap Insurance?

Posted on June 3, 2009 by Author

It’s time for a new car!  You perform the research and find the perfect models that you would like to test drive.  And at the dealer you fall in love with the perfect car and make a trade.  You may … Continue reading →

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