Sure, there are plenty of traditional travel insurance products to choose from when you are out and about touring the country and the world. Products exist for both frequent and infrequent travelers. But on what trips would you need special travel insurance when you travel away from home? Below are some possible special travel insurance options you might encounter.
International Travel
Traveling within the United States is easy. Even exotic vacations can take you to places like Hawaii and Alaska that are still domestic travel. And North American travel can be a breeze into Canada and Mexico. But what if you want to make an international trip to one or more foreign countries?
It is surprising to know that nearly half of international travelers need some form of medical treatment while abroad. In fact, many people are more surprised to discover that their health insurance plan does not cover treatment in foreign countries. However, an international travel insurance plan will provide temporary medical treatment while you travel in other countries, as well as offer travel advice, emergency assistance, and contingency planning.
Group Travel
A popular form of international travel is the group tour where a group of 10 to 40 people (or more in some cases) travel on the same itinerary, staying at the same hotels and usually aided by a travel sponsor or guide. Clubs, church groups, and associations often plan group travel. A group insurance plan will help with lost baggage, trip cancellation, evacuation, and repatriation for the entire group.
Student Travel
Students who study abroad for a term or for years at another university may do well with a student travel plan. Student travel insurance will provide medical and prescription coverage, and provide help in emergencies and aid with repatriation back into the United States in case of natural disaster, acts of terrorism, or possible civil unrest.
