Monthly Archives: May 2009

Do We Need National Licensing for Insurance Brokers?

Posted on May 29, 2009 by Author

Insurance companies have been around for hundreds of years.  Early insurance companies in America found that the best way of distribution was through independent salespeople, or brokers, who would sell their products on their behalf for a commission of the … Continue reading →

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Is Condo Insurance the Same as Homeowner’s Insurance?

Posted on May 28, 2009 by Author

Condominium purchases have skyrocketed in the United States over the last 10 years.  The condo life offers many benefits such as downtown metro living, quality and elegant spaces, and near care-free maintenance issues.  But buying insurance for a condo is … Continue reading →

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When to Buy Special Travel Insurance

Posted on May 27, 2009 by Author

Sure, there are plenty of traditional travel insurance products to choose from when you are out and about touring the country and the world.  Products exist for both frequent and infrequent travelers.  But on what trips would you need special … Continue reading →

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Why Term Life Insurance is Worthy of Your Consideration

Posted on May 26, 2009 by Author

Many people view life insurance as a double billing of both a savings account and financial security for loved ones.  There are many varieties of whole life insurance and universal life insurance that provide a  savings element when you pay … Continue reading →

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4 Car Insurance Myths You May Not Know

Posted on May 25, 2009 by Author

The methods of pricing car insurance can be like a cloak and dagger operation at times.  Each insurance company has their own statistical method for pricing their products.  But many people widely believe that insurance companies use some of the … Continue reading →

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Is Earthquake Insurance Worth The Cost?

Posted on May 22, 2009 by Author

Surprisingly, most homeowners who live in an active earthquake region do not have earthquake insurance along with their regular homeowners policy.  But when an earthquake hits you can bet that insurance companies are flooded with phone calls from homeowners suddenly … Continue reading →

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Will AIG Survive A Restructure?

Posted on May 21, 2009 by Author

What would you do if your insurance company, a leader in the industry with billions of dollars of assets, suddenly said that they are not financially secure?  Drop it like a hot rock, most likely.  That’s what many are doing … Continue reading →

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Can You Afford to Live Without Health Insurance?

Posted on May 20, 2009 by Author

Let’s face it – health insurance costs have risen so dramatically over the last 10 to 15 years that it seems almost better to not have insurance.  Many individuals and families who do not have the benefit of company-sponsored medical … Continue reading →

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Do You Need A Terrorism Rider on Your Travel Insurance?

Posted on May 19, 2009 by Author

Travel insurance can be very helpful to get people out of a travel jam.  Airlines may suddenly declare bankruptcy.  You may have an emergency that prevents you from taking an expensive vacation.  Or perhaps coordination of your travel agency to … Continue reading →

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Is Auto Insurance Sexist?

Posted on May 18, 2009 by Author

Usually when men or women get preferential treatment over the other sex it is called discrimination.  However, throw in actual statistical data that proves one sex is better than the other and it’s not profiling or sexist, but legitimate business … Continue reading →

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